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Instant Funds ( Dana Instant ) from Bank Danamon Indonesia Tbk

Danamon Instant Funds ( Dana Instant) unsecured loans are the products of Bank Danamon Indonesia Tbk aimed specifically at individuals and can be used to meet various customer needs in an instant Enjoy Various Advantages
    Danamon Instant Funds ( Dana Instant)
  •      Requirements Easy
  •      Fast approval process
  •      Limit loans up to 300 million
  •      Competitive loan rates
  •      Flexible payment options

SUMMARY PRODUCT INFORMATION INSTANT FUNDS


Benefit of Danamon Instant Funds ( Dana Instant)
Loans without collateral with all the benefits to meet all customer needs. Enjoy Various Advantages:
 

• Requirements easy
• Fast approval process
• Limit loans up to 300 million
• Competitive loan rates
• Flexible payment options
 

Risk of Danamon Instant Funds ( Dana Instant)

a. There is a penalty fee if the customer did early repayment.
 

b. There is a fee as a penalty in case of delay in payment of installments.
 

c. If the Customer: i) violated ii) any false or untrue as contained in this Form, or iii) negligent / does not pay the installment on the date installment, fines and costs owed more to the Bank as determined by the Bank, the Customer must pay off whole loans, without any  warning letters or other mail that is similar to that of the Bank.
 

d. If the Customer does not pay off their obligations under with the applicable provisions of the Bank, the Bank reserves the right to loan settlement through legal means are available either through the courts or out of court in accordance legislation in force. , The amount of actual payments will be determined at the time credit approval by Bank Danamon. Terms and conditions apply. 

Requirements and Procedures
General requirement :
• Indonesian citizens
• Min. 21 years and max. 60 years at the end of the loan.
• (specialized employees max. 55 years old at the time of filing)
• Employee / Professional / Entrepreneur
• The minimum gross income of Rp. 2 Million per month
• Minimum 1 year working period (employees) and 2 years (businessman / professional)
 

Requirements Document :
Employees / Employers / Professional
 

• photocopy of ID card
• Proof of Income / Copier Credit Reference *
• photocopy of TIN
 

Procedures :
The Customer must meet the General Requirements and the Requirements Document complements to file application for this product.
 

Fee
Administration fee 3.5% or min Rp 350.000, - 0:25% Late Payment fee per day of mortgage arrears
Accelerated Redemption fee of 6% of the remaining principal loan or min Rp 350.000, -
Disbursement fee to the bank account Another Rp 50.000, - (SKN / LLG) Rp 75.000, - (RTGS)
Inactive Account Fee (for disbursement to another bank account) Rp 50.000, - / month (will be charged 3 months after the facility Instant Funds settled / closed)





 

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